Terms & Conditions

Please read this carefully. By accessing the web site at (the "Web Site") you are agreeing to the terms that appear below, whether or not you register as a user. All Web Sites are collectively referred to in these terms as "the Site". If you have any questions, please contact us


Use of content and linking to the Site

All material on the site, including news by e-mail and content made available via the SMS and WAP Services (collectively, the "content") belongs to or its licensors. You may retrieve and display content on a computer screen, PDA or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk or on your mobile telephone (but not on any server or other storage device connected to a network) for your personal, non-commercial use.

  • providing a personalised service
  • conducting market research surveys
  • running competitions
  • providing you with information about products and services we offer

Requests to republish or redistribute Content should be addressed to by contacting us.

You acknowledge that " " is a trade mark and that you may not use them without written permission from

  • may link to, but not replicate, the content;
  • must not in any way imply that is endorsing it or its products or services;
  • must not misrepresent its relationship with;
  • must not present false information about;
  • must not use any trade marks displayed on the Site without permission from;
  • must not be a web site or WAP site that infringes any intellectual property or other right of any person or that otherwise does not comply with all relevant laws and regulations;
  • must not be a web site or WAP site that contains content that could be construed as distasteful, offensive or controversial. expressly reserves the right to request that any link in breach of these terms be modified or removed and to take whatever other action it deems appropriate.

No warranties, exclusion of damages, limitation of liability and exclusive remedy

The content is only for your general information and use and is not intended to address your particular requirements. In particular, the content does not constitute any form of advice, recommendation or arrangement by and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangements made between you and any third party named on this site are at your sole risk and responsibility.

No warranties

Because of the number of sources from which obtains content and the nature of electronic distribution via the internet and mobile telephones (or other portable electronic devices), does not give any warranties in respect of the site, content, software or services available through the site (collectively, "site services"). In particular, the site services are provided on an "as is", "with all faults" and "as available" basis. To the extent allowed by applicable law, hereby disclaims all warranties, conditions or duties of every nature whatsoever (except any duties of good faith), including without limitation, any implied warranties of merchantability or of fitness for a particular purpose, any express or statutory warranties, and any warranties or duties regarding accuracy, timeliness, completeness, performance, lack of negligence or of workmanlike effort. Additionally, makes no warranty that the site services are free from infection by viruses or anything else that has contaminating or destructive properties.

Also, does not provide any warranty against infringement or of title or quiet enjoyment and makes no express warranties.

No incidental or consequential damages

To the full extent allowed by applicable law, you agree that will not be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to meet any duty including but not limited to any duty of good faith, lack of negligence or of workmanlike effort) or for any other indirect, special, or punitive damages whatsoever that arise out of or are related to the site services or to any breach of these terms by, even if has been advised of the possibility of such damages and even in the event of fault, tort (including negligence) or strict liability.

Limitation on damages; exclusive remedy

You agree that your only recovery for any damages that you incur, and your exclusive remedy, shall be limited to the direct damages you actually incur in reasonable reliance on the applicable site service up to a limit of the following, at's election: (1) a refund of the amount you paid (if any) to receive the relevant service in total during the month in which the damage is first incurred, less any reasonable allowance for complying services, or (2) correction or replacement of the service. All limitations will apply to all legal and equitable theories.


The Site and its services contain links to other World Wide Web or WAP sites provided by independent third parties ("third party sites"), either directly or through frames. Where possible, will make clear where such links are being made, though third party sites may be co-branded with and so include's trade mark. is not responsible for the availability or content of third party sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such third party sites. You may use the Site to purchase products or services from's third party partners although your contract for such products or services will be with the third party partner and not with

Notwithstanding the provisions of this Section 6,'s liability will not be limited in the case of death or personal injury directly caused by's negligence.

Privacy Policy

The information that you provide about yourself to will only be used by in accordance with its Privacy Policy Statement.

  • using your information for the effective administration of the site and to communicate with you;
  • the disclosure of your information within

Changes to these Terms reserves the right, at its discretion, to make changes to any part of the Site and its related services. Due to its policy of updating and improving the Site, may wish to change these Terms. When terms are changed, will publish details of those changes by including them at the end of these Terms (see "Details of Changes"). If you use the Site or related services after has published or notified you of the changes, you are agreeing now to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site (and should cancel your subscription to any related services) any further after they are published at the end of these Terms or after you receive notice of them.

Advertising and Sponsorship

Part of the Site or related services may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. will not be responsible for any error or inaccuracy in advertising or sponsorship material.

Competitions and Prizes

From time to time will run competitions, free prize draws and promotions on the Site. These are subject to additional terms that will be made available at the time they are run.

Choice of Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with, English law.

The parties irrevocably agree that the courts of England shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.

For the exclusive benefit of, we shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.


You may not assign, sub-license or otherwise transfer any of your rights under these terms.

If any provision of these terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms does not constitute a waiver of that right or remedy. Headings in these terms are for convenience only and will have no legal meaning or effect.

Your statutory rights are not affected.

Governing Law

These Terms are governed by the laws of England and Wales and the Applicant irrevocably submits to the jurisdiction of English courts.


Subject to the provisions of the Unfair Contract Terms Act 1977, the Supply of Goods and Services Act, 1982 and otherwise by law,

If you have any requests concerning your personal information or any queries with regard to these practices please contact us.

Details of Changes to the Terms & Conditions

If you have any requests concerning your personal information or any queries with regard to these practices please contact us.


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